Safemoney.cloud is operated by Smile and Just Be Happy Limited, Ireland (Company Number 807831).

1. Introduction

Safemoney.cloud ("we", "our", or "us") is committed to protecting your privacy.

This Privacy Policy explains how we collect, use, and share your information when you use our platform.

2. Data We Collect

To provide our expense management services, we collect only the minimal data necessary to operate the service.

Identity Information

• Name

• Email address

• Business details

Technical & Usage Data

• IP addresses

• Browser type

• Usage logs

• Technical logs

• Usage data

Financial Information

We do not store banking credentials or full card numbers.

Financial data is processed directly by our payment partner Stripe.

KYC Data

To comply with financial regulations, identity verification documents are collected and processed via Stripe.

3. Purpose of Data Processing

Data is used only to:

• Operate the service

• Improve security

• Provide support

4. Third Parties & Stripe Compliance

Payments are handled by external payment providers.

We share your data with Stripe Payments Europe, Ltd. and its affiliates to:

• Facilitate card issuance and payment processing

• Perform Identity Verification (KYC) and Anti-Money Laundering (AML) checks

• Prevent fraud and ensure the security of the financial ecosystem

We do not control their data processing.

For more information: https://stripe.com/privacy

5. Data Security

We implement industry-standard security measures.

Your financial data is encrypted and managed according to PCI-DSS standards by our partners.

6. Data Retention

We retain your data only as long as necessary to provide our services or comply with legal and financial reporting obligations.

7. User Rights

Under GDPR, you have the right to:

• Access your personal data

• Correct your personal data

• Delete your personal data

Users may request access or deletion of their data by contacting:

contact@safemoney.cloud

Privacy Policy Safemoney.Cloud