PERSONAL CARDS

Control every payment before it happens

You choose the rules. Your card enforces them in real-time.

Stop monitoring transactions. Start approving them.

Why Safemoney.cloud is different

Traditional cards authorize a payment and notify you after the money is gone.

Safemoney flips the script.

Traditional:

Payment → Notification → Regret.

Safemoney.Cloud:

Rules → Validation → Transaction.

Our system checks every payment against your custom rules before the transaction is authorized.

• Non-compliant with your settings → instantly refused.

• Respects your rules → accepted.

Total Governance:

You define the behavior

You decide exactly how your card behaves. No surprises, no hidden leaks.

You can configure:

* Time-based control. Choose when payments are allowed (example disable at night).

* Geographic rules. Define where the card works or block countries.

* Smart limits. Set daily weekly or per purchase caps.

* Merchant categories. Select purchase types allowed (grocery only, no gambling).

The card doesn't just pay. It follows your logic.

Real-time Command Center

Life moves fast. Your security should too.

At any moment you can:

• Freeze or unfreeze your card instantly.

• Approve a blocked transaction.

• Receive alerts for successful or prevented attempts.

Security Rules Available

You can configure advanced payment conditions:

• Block unknown merchants.

• Require confirmation for online payments.

• Limit amount per transaction.

• Limit daily spending total.

• Restrict specific merchant categories.

• Allow selected countries only.

• Block transactions during specific hours.

• Require step verification for sensitive payments.

If a payment does not respect the configured rules, the transaction is not executed.

Personal Cards

Everyday purchases, online or in-store, with full control.

Virtual Cards

Instantly create secure cards for online shopping with spending limits.

Physical Cards

Durable, stylish cards offering worldwide acceptance and enhanced security.

Virtual & Physical:

One Identity

Virtual cards. Ready instantly for online shopping and mobile wallets.

Physical cards. Delivered to your door linked to the same rule engine.

Unified control. Both formats follow the exact same configuration.

Global Freedom. Local Security

Use your card worldwide. The card behavior adapts automatically based on your Travel Mode settings ensuring protection even far from home.

The Safemoney.Cloud Principle

Your funds are held and processed exclusively by our regulated partner institutions.

When you open an account, you are joining a secure ecosystem powered by world-class financial leaders.

Not a bank. A smarter way to pay.

We don't hold your money. We empower it.

Your security is managed by us; your money is protected by the best-regulated partners in the industry.

Safemoney only applies your custom security configuration to ensure every transaction follows your rules.

Beyond banking. A smarter way to pay.

Safemoney.Cloud is a technology provider.

Safemoney Today

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